The bottom line is the you're most limiting hardware is the most limiting factor.* The only way around this is if you're bypassing the DAC's in that limiting piece and passing it on to a superior DAC like you would in the case of an optical output to a DAC.
An example:
Headunit rated for 90dB THD.
DSP rated for 100dB THD.
If you're running analog out of your headunit to the DSP, the best THD you can achieve is limited by the headunit's rating because it's lower.
If you use an optical output from the headunit to the DSP, you've bypassed the headunit's DAC and are then limited by the DSP's DAC.
To me, this is a legitimate reason to try to attain a high spec'd product. Unfortunately, sometimes the ratings are hard to trust or just not easily comparable. But, then again, at some point, just how much is audible. These things are addivitive. Go here:
http://www.sengpielaudio.com/calculator-thd.htm
At the bottom you can add up THD values and see that, for example, 90dB + 100dB = 100.14dB. 100dB + 100dB = 103dB.
*assuming all these specs are apples to apples