Man DON'T say stuff like that!!! That's abosolutely my biggest fear... coming home one day and it all being gone... burnt or even worse, stolen.In 2005, I lost a lot of car audio to a fire. My home owners insurance did not like my collection. They said I was in the car audio business, and should have business insurance on it. They did not understand how someone would want to collect this stuff. They had to call in a "specialist" to appraise my collection that was damaged. Took over a year for them to appraise everything. I am not in the car audio business, and haven't been since 97 or so. Now I just collect, and finally started a car recently to put a lot of this stuff in. See thread "finally started the 34-Inch subwoofer install".