I agree. If people don't like their terms, they should not use it. In another forum I use, if you decide accept paypal, you can't even hint at using a different pricing structure if someone wants to pay with Paypal as opposed to cash/check/MO (such as the infamous increasing the price to cover the fees so the seller doesn't get shafted). There is 1 price and 1 price only. If the seller accepts paypal, they eat the fees, period. Same price if someone handed the seller cash, sent a check/MO/Cashier's check. Instant ban if they find out the seller PM'd the buyer to send more to cover fees, or asked the seller to send as gift payment. Most people just try to offer the best deal by doing the gift payment, but technically it is against their terms and conditions. If people ask for a gift payment, I add 2.9% + 30 cents to cover the exact fees and send a goods purchase payment. No chance of getting left hung out to dry like that. I think it's a very safe system overall. Perfect? No, nothing is. But it is safe IMO, and works well for most. Beats sending a bank wire transfer @ $45 per "wire", lol.Right, it's called running a business. eBay and PayPal are not here to hold our hands. They are here to make money. If you don't like their tactics, don't use either. I choose to play their game, because it's just too damn convienient. I remember the days of selling shit on eBay, and waiting a week or more for the damn money order to come in the mail.